Valtize

Know if a business is worth buying.

Valtize reads the seller's financials and tells you what the business is really worth, whether a loan covers it, and where the risk hides. Before you make an offer.

No card. Run a full analysis before you sign up.
Maple Street HVAC — Noblesvilleasking $650,000
Seller's Discretionary Earnings
$298,000
Fair value (2–3x SDE)$596K – $894K
Seller is asking2.18x fair
SBA loan coverage (DSCR)2.21x pass
One customer is 28% of revenue. A lender will ask about this.
How it works

From a pile of tax returns to an answer.

Drop in what the seller gives you. Valtize does the math a buyer, a lender, and an accountant would each do, in one pass.

01

Upload the financials

Tax returns or P&Ls, a few years at once. Digital files or photos of printouts both work.

02

Confirm the numbers

Valtize pulls every line and shows it next to the page it came from. You check it before anything counts.

03

See what it's worth

Real earnings after add-backs, a fair-value range, and whether the asking price fits.

04

Take it to a lender

SBA coverage, sources and uses, a repayment plan, and a PDF you can hand across the table.

Why you can trust the number

You confirm every figure. Nothing is guessed behind your back.

A wrong number in the books becomes a wrong offer. So Valtize never slips a figure into the math on its own. It reads the document, shows you what it found, and waits.

Owner compensation$95,000 p.1 · edit
Owner vehicle (personal)$9,000 p.1 · edit
Legal — one-time dispute$15,000 p.1 · edit
Net income$86,000 p.1 · edit
Pricing

Start free. Pay when you're running real deals.

Analyze a business without spending a cent. Upgrade when you're looking at more than a few.

Free
$0
  • Full analysis, no limits on depth
  • Upload and confirm real financials
  • Save up to 3 deals
  • Lender PDF and shareable links
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Pro
One price · unlimited deals
  • Everything in Free
  • Unlimited saved deals
  • Every future Pro feature
  • Built for buyers looking at many businesses
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Don't guess on the biggest purchase of your life.

Run the seller's numbers through Valtize before you make an offer.

Analyze a deal free